3 Insurance Situations That Warrant A Car Accident Lawyer

Posted on: 7 April 2015

If you have been involved in a car accident, the first thing you should do is contact a qualified car accident attorney.  Despite what you may think, not all insurance companies are ready to foot the bill for medical expenses and vehicle repair costs following an accident. Insurance companies are notorious for sneaking their way out of obligations, and they rely on the fact that most customers don't understand what they are legally entitled to, nor what is expected of insurance companies following an accident. The following lists three scenarios regarding insurance claims where an attorney can provide invaluable assistance. 

Uninsured/Underinsured Motorist Disputes

Most insurance policies include coverage in the event you are involved in a collision with an uninsured or underinsured driver. Unfortunately, following an accident, your insurance company may not be cooperative about providing the compensation you feel you deserve.

This is one of the most important reasons to enlist the help of a car accident attorney. They are familiar with the ins and outs of the law and know just what you are entitled to following an accident. With a qualified attorney on your side, there's no need to worry about unwittingly incriminating yourself or saying something that might jeopardize your right to compensation. 

Personal Injury Protection & No Fault

Even in no-fault states, there's a good chance you will need an attorney's help getting the money you deserve. No-fault states require insurance companies to cover the costs of medical bills and loss of income, regardless of who was at fault in an accident. 

Nonetheless, whether or not you receive an amount commensurate with your injuries and loss of income is another matter entirely. Without the assistance of a qualified car accident attorney, you may get only a fraction of the compensation that you need to not only recover from your injuries, but to stay afloat financially during the rehabilitation process. 

Claim Denial 

It is not uncommon for insurance companies to deny their policy holders claims. This is often done with the assertion that the accident could reasonably have been avoided, or when there is evidence of a pre-existing injury. However, that an automobile accident was avoidable is highly subjective, and even medical experts struggle in determining the true source of pain or injury. With this is mind, a car accident attorney can provide legitimate evidence to support the overturning of your denial and ultimately get you the money you deserve.

Ultimately, you need an attorney's help if you've been in an accident and are dealing with uncooperative insurance companies. Whether it's a case of underinsured or uninsured drivers, personal injury protection claims, or a claim denial, a car accident attorney like Naomi G. Drake P.C. can help get you the compensation you need to get on with your life. 

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